Casson & Co · Private Client
Private Client Insurance
Discreet, coordinated protection for the homes, collections, vessels and aircraft of high-net-worth individuals and families, arranged and looked after by a single senior advisor.
We arrange private client insurance and risk management for individuals and families whose lives span several homes, significant collections, private aviation and yachting, and more than one country. One advisor, one coordinated program, complete discretion.
As wealth becomes more complex, assets span properties and jurisdictions.
Private client insurance has to keep pace, yet too often it is bought one policy at a time.
A primary residence in one state, a summer home on the coast, a pied-à-terre abroad, a yacht registered elsewhere and a collection that travels to exhibitions. Each is usually insured separately, by different carriers, renewing on different dates, with limits that were set years ago.
The result is a patchwork. Values drift out of date, liability limits no longer reflect real exposure, and nobody is looking at the whole picture.
Meanwhile the ground is shifting. Climate-driven losses, tighter carrier appetite and new digital threats are changing what it takes to stay properly protected.
When your life is complex, your protection should be coordinated, not assembled.
High-net-worth insurance gaps are rarely obvious until something goes wrong.
Most gaps never show up on a declarations page. They surface at the worst possible moment, after a fire, a storm, a theft or a lawsuit, when it is too late to fix them.
- A home insured for its market value rather than the true cost of rebuilding it to the same standard
- Art and jewellery listed at values that no longer reflect today’s market
- Liability limits that fall well short of your real net worth
- Household staff, drivers and crew who are not properly covered
- Homes, vessels and aircraft abroad, insured under local policies nobody reviews
These are not failures of insurance. They are failures of coordination, and they are exactly what a dedicated private client advisor is there to prevent.
Why Casson & Co
Why choose us? The Casson & Co Difference
Private client insurance is only as good as the advice behind it. We combine specialist knowledge of high-value risk with the attentiveness of a boutique firm.
Global coverage with boutique-level service
Your advisor is a senior specialist who knows your family, your properties and your plans, and who is reachable directly. Behind that personal service sits access to insurers that can protect your assets wherever in the world they are.
The Casson & Co Risk Architecture
We begin with a map of everything you own and everything you are exposed to, then design one program around it: the right carriers, consistent limits, aligned renewal dates and no gaps between policies.
Signature Service
From the Annual Private Risk Review to claims advocacy and quarterly check-ins, our service is designed to be felt, not just promised. When something goes wrong, you call one person and we manage the rest.
Global access and carrier relationships
We work with leading private client and specialist carriers, including markets that are not open to every broker, which gives you broader terms and stronger placement for complex or high-value risks.
What We Insure
The private client insurance products we offer
High-value home insurance for primary, secondary and international residences
Guaranteed or extended replacement cost, custom finishes, contents, household staff and liability for every residence you own, wherever it is.
Luxury, collector and performance vehicles
Agreed-value cover for daily drivers, collector cars and performance vehicles, including storage, transport and track days.
Fine art, jewelry and valuable articles insurance
Blanket or scheduled cover for art, jewellery, watches, wine and collections, including transit, exhibition loans and restoration.
Yachts and watercraft
Hull, machinery, crew and protection and indemnity for yachts and tenders, with cruising areas that match where you actually sail.
Aviation
Hull and liability for owned, leased and fractional aircraft, plus crew and non-owned aviation cover for charter flying.
Farms, equine and bloodstock
Protection for estates, working farms, horses and bloodstock, including mortality, liability and the property that supports them.
Umbrella liability insurance for high-net-worth individuals
Excess liability limits set to reflect your real net worth, sitting over every home, vehicle and vessel you own.
Cyber, digital and reputational exposure
Protection against cyber fraud, identity theft, online extortion and reputational harm, for you and your family.
Family offices and complex ownership structures
Coordinated programs for assets held through trusts, LLCs and family offices, with directors and officers and fiduciary cover where it is needed.
Beyond the Policy
Beyond traditional insurance
Risk assessment and mitigation
On-site appraisals, security reviews and loss-prevention advice that lower the chance of a claim, and often the premium too.
Specialist market access
Placement with specialist and international markets for risks that standard private client carriers will not take on.
Structured risk management solutions for complex needs
Tailored programs for high-value, unusual or multi-jurisdictional exposures, designed with your other advisors and managed as one.
A Private Conversation
Start with a Private Client Risk Review
A confidential conversation about what you have built, where your exposures really are, and how we would bring them together under one coordinated program.
A private-risk brokerage for elite businesses and families. One advisory relationship for your homes, collections, yachts, aircraft and the business behind them.
Protecting what you’ve built. Preserving what it’s for.
Ecosystem
CC Wealth & Life
Life, legacy and wealth protection from our sister firm.
© 2026 Casson & Co. All rights reserved.Discreet · Independent · By appointment
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